Robert Leech

Estate Agents

  • Property Search
  • Selling
  • Letting
    • Tenants
      • Want To Register?
      • Moving In Process
      • Current Tenants
      • Tenancy Fees
      • Report a Repair
    • Landlords
      • Are You Tenant Ready?
      • Fees
      • Our Landlord Services
  • Private Estates
    • Strategy
    • Robert Leech Discreet
  • Land & New Homes
    • New Homes for Sale
    • Property Developers
  • Contact Us
  • About Us
    • Meet The Experts
    • Careers
    • Green Agenda
    • Local Areas
    • Journal
  • Search
  • Selling
  • Letting
    • Tenants
      • Want To Register?
      • Moving In Process
      • Current Tenants
      • Tenancy Fees
      • Report a Repair
    • Landlords
      • Are You Tenant Ready?
      • Fees
      • Our Landlord Services
  • Private Estates
    • Strategy
    • Robert Leech Discreet
  • Search
  • Selling
  • Letting
    • Tenants
      • Want To Register?
      • Moving In Process
      • Current Tenants
      • Tenancy Fees
      • Report a Repair
    • Landlords
      • Are You Tenant Ready?
      • Fees
      • Our Landlord Services
  • Private Estates
    • Strategy
    • Robert Leech Discreet
Robert Leech
  • Land & New Homes
    • New Homes for Sale
    • Property Developers
  • Contact Us
  • About
    • Meet The Experts
    • Careers
    • Green Agenda
    • Local Areas
    • Journal
  • Land & New Homes
    • New Homes for Sale
    • Property Developers
  • Contact Us
  • About
    • Meet The Experts
    • Careers
    • Green Agenda
    • Local Areas
    • Journal

Journal

She Works Hard for Your Money

She Works Hard for Your Money

By

robert

Posted in Blog On October 7, 2017

Screen-Shot-2015-10-26-at-16.32.52 

Independent mortgage guru Katie Parsonage is based at Robert Leech. Katie is a mortgage adviser with the Mortgage Advise Bureau, the largest estate agent based mortgage brokers in the UK, and since 1995 has helped hundreds of people find the most suitable mortgage for them while making invaluable savings along the way. Here are her tips to ensure a smooth process and put you ahead of the game when buying…

Get good advice

Find an independent broker that you trust and feel comfortable working with – don’t forget you will be telling them some very personal information. Don’t just visit your bank as they may not have the best deals on the market and be aware that comparison websites may not show exclusive deals that brokers have access to.

Be prepared

Speak to a broker before you start looking at properties – you may find that borrowing is more affordable than you think. Being able to give a broker’s details to estate agents proves to them that you are a serious buyer who has done their homework. The agent will then be in a position to recommend you as a strong buyer to their vendor and this could make a difference if there are several offers on the same property.

What sort of mortgage deal is right?

Spend some time exploring all the different types of mortgages that are available and how they work. There will be a lot of decisions to be made concerning the term, fixed versus tracker rates, whether to use an “offset” or not – you will have your mortgage a long time and your broker should be more than happy to discuss everything with you.

What fees will you have to pay when you take out a mortgage?

Make sure you have a clear understanding of how much you will have to pay and when. Different lenders charge different fees, some of which you can add to the loan. Brokers will take these into account when recommending the best deals, sometimes the lowest rate is not the best deal when fees are taken into account.

Review your existing mortgage

Don’t forget about your mortgage once it’s all arranged, you should aim to review it 3 months before your deal is coming to an end to look at remortgage options or to ensure that you still get the best deal.

If you would like to discuss your mortgage with me, please call me on 07767 428580 and I will be happy to help.

Share

Recent Posts

  • Expert Guide to Renting Your Property in Oxted and Reigate
  • How to Maximise Your Rental Income in Reigate & Oxted
  • Robert Leech Estate Agents: Making Your Move in Oxted or Lingfield Easy
  • 4 Reasons to Move in 2024 from Your Local Expert in Reigate, Oxted & Lingfield
  • Tips on Maintaining a Period Home

Featured Properties

No Featured Property Found!

Information

  • Cookie Policy
  • Privacy Policy
  • Terms and Conditions
  • Referral Fees
  • Members of Safe Agent
  • Complaints Procedure
The Property Ombudsman
TSI

Email Signup

To register for updates please click here

Contact Us

  • Lingfield branch
  • Oxted branch
  • Reigate branch

Members of Safe Agent

© 2023. All rights reserved.

|

Site designed by Footprint Digital

Owning a home is a keystone of wealth… both financial affluence and emotional security.

Suze Orman
June 18, 2025 Wednesday!
Robert Leech
  • Login
Forget Password?